Vision Benefits
You can choose from two vision plan options through VSP. The vision plans help you save money on annual eye exams, glasses, and contact lenses.
The plans pay benefits for both in-network and out-of-network services; however, you will receive maximum value from your vision benefits when you choose network providers. The network includes a wide variety of eye doctors and vision retailers.
If you see a network provider, you will pay copays for most services. If you receive care outside the network, you will need to pay the full cost and file a claim to be reimbursed for a portion of your costs.
Below is an overview of the benefits.
Vision Overview
| VSP | Base Choice Plan | ||
|---|---|---|---|
| Plan Benefits | In-Network | Out-of-Network Reimbursement Amount |
|
| Well Vision Exam (Once per calendar year) |
$10 Copay | Up to $45 | |
| Lenses (Once per calendar year) – Single – Bifocal – Trifocal |
$25 copay | Up to $30 Up to $50 Up to $65 |
|
| Frames (Once every other calendar year) |
$25 Copay, $130 Retail Frame Allowance, 20% off amounts exceeding allowance |
Up to $70 | |
| Contacts – in lieu of frames (Once per calendar year) |
$130 allowance | Up to $105 | |
| Laser Vision Discounts | PRK and LASIK discounts at participating providers average 15% off or 5% off promotional price | ||
| VSP | Premier Plan | ||
|---|---|---|---|
| Plan Benefits | In-Network | Out-of-Network Reimbursement Amount |
|
| Well Vision Exam (Once per calendar year) |
$10 Copay | $45 Allowance | |
| Lenses (Once per calendar year) – Single – Bifocal – Trifocal |
$25 copay | Up to $30 Up to $50 Up to $65 |
|
| Frames (Once every other calendar year) |
$25 Copay, $200 Retail Frame Allowance, 20% off amounts exceeding allowance |
Up to $70 | |
| Contacts – in lieu of frames (Once per calendar year) |
$200 allowance | Up to $105 | |
| Laser Vision Discounts | PRK and LASIK discounts at participating providers average 15% off or 5% off promotional price | ||